Last year, online loan volume rose 148%
In 2019, Ukrainian financial companies issued online loans worth more than UAH 27.5 billion. The agency said this is 148.4% or 16.4 billion dollars more than in 2018. Interfax With reference to a member of the National Commission for Regulation of the Finnish Market Alexander Zaletov.
It is noted that the increase in online lending is mainly due to the increasing demand of the population for microcredit. So, last year, the Ukrainians from afar received 8.8 million microloans. This is 107.5% or 4.54 million units more than in 2018. At the same time, the average amount of online loans increased by 19.2%. So, in 2018 it amounted to 2.6 thousand UAH, and already in 2019 – 3.1 thousand UAH.
Another reason for the increase is the simplicity and speed of acquiring an online microglan. Therefore, as of December 31, 2019, out of 687 financial companies that had licenses for lending, about 100 services were provided through the Internet. At the same time, the TOP-20 financial companies accounted for 82.5% of online loans and 87.6% of loans issued.
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Earlier it was reported that Verkhovna Rada first read the “banking” law. This guarantees the imperative of banks’ withdrawal from the market. If the court finds the NBU’s decision on the bank’s withdrawal from the market illegal, the bank’s bankruptcy or liquidation does not stop. The sale of property and settlements will continue with bank depositors and creditors. In fact, the law allows you to remove the “white spots” in the law that previously allowed courts to re-establish “zombie” banks that were withdrawn from the market due to bankruptcy.
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